What are your goals?
Interest rates are at record lows in 2013. A Refinance will lower your rate and payment, saving you tens-of-thousands in interest charges, allowing you to pay off your mortgage years sooner. Use the money you save with a lower payment to go to Hawaii—every year! The 801-APPROVE Team can run the numbers in five minutes and tell you exactly how much you will save. There’s no need to shop around for the lowest rate—we’ll do it for you. With one call, The 801-APPROVE Team will shop the 20 lenders with the lowest interest rates in the country. We make it easy to refinance!
Reasons to Refinance:
- Lower your rate and payment
- Pay off your mortgage sooner with a shorter term
- Get rid of mortgage insurance
- Get cash out for anything you want
- Consolidate debt and lower your monthly payments
No-Cost Refinance: We can refinance your loan with no closing fees. All 20 of our lenders offer options where they will pay 100% of your closing costs. You won’t have to add any fees to your loan balance, or pay them out-of-pocket. Call us at 801-277-7683 and we’ll tell you how much a no-cost refinance will save you.
Terms: You can select a 30, 25, 20, 15, or 10 year term.
Tip: Want to pay off your mortgage sooner? A 10 or 15-year term will help you. When you start a 30-year term, 65% of your payment goes to interest and only 35% to principal. With a 15-year term, it’s just the opposite: 65% goes to principal and 35% to interest.
If you would prefer to speed things up by filling out a full loan application now, please click the green button below for access to our full loan application
To calculate your how much you can save with a rate & term refinance, or to see how much your payment would be on a cash out refinance; use the refinance calculator on the “Mortgage Calculators” page, found on the “Mortgage 101” drop-down menu above.
Fill out the short form and one of our friendly loan officers will be in touch soon to help you.
Or Call Us At 801-APPROVE!